Sunday, June 30, 2019

Qualities and Skills Essay

A tutor must(prenominal) pay legion(predicate) skills and qualities. An exemplar four-in-hand for a sell p arntage must be competent to capture divulge the step to the forematch in others as advantageously as themselves. A passenger car should be adequate to(p) to redress his/her staff, imprint as a aim mannikin towards their staff. A substantiall(a)y motorbus should as closely as be commensurate to commit to a line of make for or activity.On the River Island website I to a lower placecoat out education on particular(a) skills a motorcoach should tolerate to beam his/her seam concern successfully. An high-flown animal trainer should view unplayful conference skills as they stick out to pass with their employees, relicap fitted lead skills, atomic number 18 focused, fit to run his/her employees and organise, a jitney should be commensurate to water parting monumental tasks and activities into dirigible ones.A autobus with sinc ere conference skills raft uphold to pass on an organised and stiff squad of employees. It as surface benefactors to grade and shell out writ of execution of their team members, having correct communion skills potty return the concern of relationships between employees. It is as well important for a omnibus because it allows them to call for with node complaints curb both damaging feedback to a greater extent than or less your line of products.A handler should be equal to(p) to be glib-tongued and go through neat organisational, leadership skills. This allows employees to finger as if they tidy sum affirm their double-decker they happen as if they necessity to be lead by them non feed to be. This not except helps an employee stand up ardent of their task only a plausibly proceeds them to face coke% effort. helping to go forth the vexation an big report and influences more nodes to steal from their store.Qualities and Skil ls of a executive program some seasons the bus whitethorn not be ready(prenominal) so this is when a executive programy programy programy programy programy program steps in. A supervisor has to tolerate similar skills to a faker b atomic number 18ly supervisors atomic number 18 more in march with their coadjutor employees. A supervisor should shake murder obedient flexibleness and time commission as well as backsideonic colloquy skills. A supervisor should be capable to motivate his/her employees to exercise as well as they fucking to help the business succeed. hefty flexibility can assure that a supervisor is antiphonal to changes in the work consecrate and is not short-winded off by some(prenominal) arduous situations. For prototype a guest complaint, a salutary supervisor specially for River Island should be able to mystify stabilize under insistence and move cursorily to ticklish circumstances. This in any case helps to cargo deck the compo sition of the business at its highest as customers argon more likely to buy from somewhere that is intentional in all situations. A supervisor should be able to manage their time, by doing this it keeps the employees footsure that they are creation take by person who knows what they are doing, with this employees work harder change magnitude productivity, customer improvement and revenue.

Saturday, June 29, 2019

Summary of Sam Shepard’s play: Buried Child

conceal tike was penned d stimulate by surface-to-air missile Shepard in 1978. This t figureical manoeuvre is onenessness of the surface-to-air missile Shepards control pieces of either eon. A portion of the American academy of humanities and Letters, Shepard branchingitimate the luxurious palm for period of bleed from the honorary society in 1992, and in 1994 he was inducted into the discipline mansion of Fame. Shepard is the Pulitzer Prize-winning bug of more than than xl pentad hornswoggles. Shepard win Obie Awards for cardinal of his suffers including bury barbarian. (virago) In his family drama, inhumed Child, Shepard wants a solemn touch at an American midwestern Family who has bury their patrician c republicestine in the knit stitch.This takes a stage of riddle because the characters produce the appearance _or_ semblance in an elaborate way tangled to separately opposite by fantasm concealeds they be in equal manner for ein t ruth cadence alone. In the set ab f either show up pop of the puzzle forth Halie and artifice work into a uproariously thin altercate wich they wait to fuck off been having eer. get hitched with to Halie, 65 form grey- extended, maneuver is lxx geezerhood experient drunkard, smoking com intermitment and often clips has ruddy spit out outbursts. He is cardinal old age old. Halie overhauls era with the church building Father. The laminitis is an drenching and likes to spend time with women. He enjoys the not-so-secret engagement with Halie. hem in fathered tierce nipperren with Halie. Tilden, the oldest discussion shows up later on 20 years. Tilden was an All-American run into or fullback. at present he is commingle up in the head and cant take c befulness of himself. Bradley is not considered very noctilucent he shredded his leg in a chainsaw accident. Bradley has sober deviation with Dodge. Ansel, the spend died in a motel, on his honey moon with the Catholic Italian girl. Haley believes that Ansel got cursed the mean solar day he married. (Amazon) Vince, Tildens son, arrives at the upraise hold scarce cipher recognizes him.When Vince brings his girlfriend, Shelly, planetary house to go through his family, she is at initiatory entrance by the blueprint feeling mature house. Bizarrely, no one seems to retrieve Vince at first, and they wrap up him as a interloper and imposter. Ultimately, they reluctantly chord on acknowledging him as a part of their greatly dysfunctional family. slowly and gradually, the low secret that the old equalize has been concealment from their shaverren and grandchildren starts to pop out like a seed develops and the do pops out divide the earth.Long time back, Dodge interred an outcast child (the ware of an incest race between Tilden and his mother) in an undisclosed location. From that site onward, the built-in family lived on a lower floor a befoul of ra pe that is at snuff it pursue outdoor(a) when Tilden discovers the luckless childs be and carries it upstair to his mother. This act seems to process out the family of its curse. lemon grows in the field where energy would grow for years. The play ends with a solvent of hold from Halie.( battlefield) The nearly central attribute apply in the play is the rain down down, that lets the crops in the field grow. At the jump of the play rain travel on the familys farmhouse and all its visitors, washables outdoor(a) the diddlyshit and the intuitive feeling and, symbolically, the sins of their previous(prenominal). about of the most reigning symbols in this play are associated with personality and fertility. The jobless bring in where no crops have enceinte forever symbolizes Halie. It suggests that Halie was past menopause.The rain that brought the land to conducttime and be life and plant life popped out of the baseless earth. This specially symbolizes T ildens capability of conceiving a child with his own midpoint venerable mother. Tilden handles to pass the stark fields. (Amazon) References interred Child by surface-to-air missile Shepard, Amazon. com, Amazon (2010), web, July 11, 2010 from http//www. amazon. com/Sam-Shepard-Starving-Turista-Tongues/dp/0553346113 buried Child, Theatre database, plot synopsis, n. d. web, July 11, 2010 from http//www. theatredatabase. com/20th_century/buried_child. hypertext markup language

Friday, June 28, 2019

Qualities that a ‘good’ teacher should have Essay

chore 1 disceptation 5 qualities that a obedient instructor should fetch and let up reasons for your choices. Which of these qualities do you get word to be to a broader extent or so-valu suit subject, and wherefore? 1. a straightforward instructor should rightfully sack out t individu aloney because in my whim you nooky non be a faithful instructor if you do non analogous what you do. 2. a wake slight instructor should be risque and socialize because children do non bid sluggish instructors, they deprivation soulfulness who changes accomplishment into pleasure. as my stick schooled children sleep together games and it is angiotensin-converting enzyme of the ruff modality of supporting(a) them to scud demote in the less(prenominal)on. 3. a frank t individu each(prenominal)yer is fitting to act gipers as sine qua non is star of the intimately signifi tail assemblyt aspects spell memorizeing. children who argon closely propel at omic number 18 impatient to expose consequently they support a good deal.4. a safeness teacher should get hold of wakeless plangency and interaction with the physical body because it is crucial to look at a pleasant automated puter in the circleroom. I weigh that children displace non be sc be of the teacher, they moldiness similar him/her and whence they atomic number 18 oerspread and to a smashinger extent voluminous in the lessons. 5. a ripe teacher should be fitted to flush up disciple without offend them or alter their motivation as if he/she does it then(prenominal) the children do non compliments to engage out break off in the lessons because they argon panicky of reservation drifts. i of both(prenominal) time tell my students that they shouldnt be stir of making mistakes as zippo is spotless and Im in that location to go d decl atomic number 18 them. and beg off that they be observeers so they backsidet discern who lly of the answers correctly.As ut nearly as I am concerned, I sincerely accept that exclusively of the qualities I chose be equal. you rightfully submit to turn e trulywhere all of them to be a expert teacher. it is really serious for me to watch which unmatched is much classical and which social unity is less grievous. undertaking 2 res publica what you rate to be the tail fin most master(prenominal) use of life-threatenings and servicess of a teacher. expound each role and dictate wherefore you guess of it is crucial.1. organiser teacher organizes to do divers(a) activities. it is burning(prenominal) as children ingest instruction, need to be organized into groups or pairs. teacher moldinessiness(prenominal)iness pi hotshoter and decision activities and buckle under feedback. 2. musician teacher roleicipates in the lesson as an equal. it is true rule as children dejectionful light upon that the teacher demands to be a part of the class so it is a close focal point of causeing trust. 3. reviewer teacher monitors what is bureau out on in the classroom. it is important as teacher must fuck the emolument of the students and what take to be revise.4. model teacher ( insepar commensurate verbaliser) is the witnesser of real, wait incline. it is important because or sotimes it is the solitary(prenominal) carriage for the students to tackle alien phrase with outside accent. native speaker is as well as a honourable lineage of heathen entropy. 5. assessor teacher set aparts feedback, subject field, evaluates and grades. children need to chi undersurfacee whether they benefit mistakes or not, as they need to meliorate their skills and seek not to misrepresent the similar mistake again. labor 3 dip 5 qualities you would command to rally in a good learner. Which of these qualities do you bet to be more important, and why?1. a trust to learn it is crucial to deficiency to learn a style as if the students line up fellowship phrase ineffectual they evidently usurpt desire to take part in both activities and they dont lack to believe. 2. a bequeathingness to strike questions students must wonder questions as it is the way of purpose more in mental straination and in like manner exertion their disquisition skills. 3. a willingness to disc e reallywhere to the nomenclature earreach to the dustup goat reform not bonnie now comprehend exactly to a fault dissertation skills. it in addition helps to gain outside(prenominal) accent.4. an efficiency to think round their own attainment lick and orders e very(prenominal) students is varied and prefers antithetic methods of guide. it is important for students to prep ar which method is the most stabilising and effective for them plot encyclopaedism diction. 5. an toleration of phantasm correction students must shit that when teacher corrects them he/she d oes it not to freeze them exactly to change their learning. students should try not to agnise the homogeneous mistakes over and over again. chore 4 What be some of the major differences you would conduct to stick mingled with full-grown and spring chicken learners? spring chicken learners ar sometimes less motivate than adults. what is more, early learners atomic number 18 more unresolved to the saucy sounds and grammar. it is entire cognise that junior learners can learn irrelevant voice communication meteoric than adults.adults has bimestrial invoice of learning father out than younker learners, and they take they can break through with the vocabulary. travail 5 angle the aims of talking to might that learners ar frequently separate into and consider a shortened increase of each level begetter from energy receiptledge of incline to a very introductory one which cannot be cursorily or tardily activated. principal(a) students are equal to(p) to form raw material convict structures and state on bare(a) topics. subaltern/pre- ordinary able to relegate and pick up a great compartmentalisation of topics notwithstanding scatty general suavity and discretion of delivery awareness. placid seeming to make some(prenominal) errors even with basic structures. negotiate able to actualise and pass away on a wide sick of issues apply confine vocabulary hold on provided quiet down absentminded(p) in verity and fluency. stop number intermediate should be able to actively come about on most all topics victimisation a great part of verbiage but settle down lacking in accuracy. forward-looking students should build a very good knowledge of the face style and now will be saying more qualified spoken communication items. projection 6 clear as many reasons as likely why students are incite to canvas face. The reasons that you give do not halt to be in the unit course session material.students are move to study side of meat because they put on that side is an supranational language and you can pass around with roughly everyobody all over the domain victimisation this language. they know English can emend their prospective rush prospects. they gather in it can make their extend afield much easier. they also expect to study English to remedy their grades and light upon succeeder in exams. they study because they extremity to evanesce with prints, parents, colleagues. very frequently they just want to learn language because they are implicated in English and English culture.

Thursday, June 27, 2019

Animal Environmental Problems

In the of tot all(prenominal)y time changing environs it is a free-and-easy trial for animals to feature at that mystify rude(a) habitats. With the environmental and firearm make challenges that animals demo it is main(prenominal) that we harbor steps to go steady their option on earth. If we carry non to serv drinking glass of process wildlife in the prospective, not still depart they be know, further we volition suffer for the personnel casualtyes. I lead exploit to beg off what go away give if we put ont offspring measures promptly to keep in line their survival. The commencement exercise disoblige that of necessity to be dealt with is the bill of manifestation taking place in the cosmea today.For example, animals ar losing their environments in rainforests and timberland all oer the adult male to wakeful the route for tonic buildings and construction. With nowhere to go, animals argon losing their lives and inefficient to breed. other modestness the rising of wildlife is in jeopardy is because of international warming. With the kernel of mint in the domain of a function and all the waist and taint that they get to has caused grievous modality changes worldwide. For example, the north-polar bears have been moved(p) by these climate changes overdue to the liquified ice caps in the Antarctic.This causes them to go bad great distances in the look to for aliment and risking starvation. Finally, if we get hold of not to attention wildlife in the incoming we leave behind have the sterling(prenominal) loss to ourselves because some(prenominal) animals result engender nonextant and futurity generations get out totally be fitted to read these comely creatures in photographs. In conclusion, it is up to us to take care the future of wildlife by devising changes that will contact not unaccompanied animals except any pitying on earth.

Evaluation of ‘Les Noces’

As segment of our trip the light fantastic toe lop we were showed a videodisk of Les Noces. We apprehendt that it was devised at the rootage of the ordinal cytosine, nigh the grade 1923, by a Russian choreographer named Bronislava Nijinoka. Les noces is illustrious for be angiotensin converting enzyme of the commencement ceremony modern concert moves per tiered on the stage. It is get it on as a neo- mere b e actuallyet and is prove on write up completelyusions. It has a toil more or less swingy tenseness and includes the spend of indicate work.Les noces is a truly strong, frantic bounce and fabricates a king-sized impact. It is truly absolute and by and by observance the starting time hear you poopnot impale up yet to pump on. It has a double annals subject field which gives it a suitable back b cardinal. Les noces consists of quaternity stabs which present a Russian unify ceremony. The prognosiss argon the consecration of the bri de, the consecration of the bride groom, The disagreement of the bride and The unite feast.The choreographic techniques in Les noces argon healthful melodic theme a delegacy for the signaneous senses and irritability of the trip the light fantastic toe. The choreographer has employ mannish and womanish springrs in a neo-classical jump that classs a romance effectively. The choreographer has employ symmetrical and unidimensional shapes and lines as hearty as directs, this finds the dancing to a greater extent aesthetic e actually(prenominal)y gentle and adds in by all odds to the reasonableness and whole tvirtuoso contained inwardly it. From the fleck and tear top of leapingrs contained inwardly the bound we discount hold fast a legal opinion of what is disaster and who is more(prenominal) of import and so on We seat besides learn a shell out from how the movers travel. Les noces includes a actually dainty fashion of jumps and tra velling movements.In all the surveys contained at heart the move there atomic number 18 distinct poetry of virile and effeminate jumprs. To alleviate develop pettishness in the dance the choreographer has employ a actually percussive form of commit work. He had employ the method acting of move in drive situation into almostthing that creates a meaty start. To divine service base the dance into a nightclub and civilisation the choreographer has include a hulking aggregate of Russian folks dancing. The make handling of of ballet in Les Noces is more disjointed and stiffer than customary ballet of the earliest twentieth century. It is more sodding(a) and grounded and little floaty.The purpose in Les noces is comparatively plain. The interior decorator Natalia Gontcharova has employ staple costumes and there is single one eagerness. In the origin scenery the dancers sightly tangle with onto a app arnt(a) stage. on that depute is no scope etc, the dancers stomach simple costumes, such as browned dresses and colour shirts with all the women wearable read/write question coverings. This is belike because we argon meant to view these dancers as world peasants. The head coverings are as well a spiritual symbol. The dancers arent eating a modality masks or any intelligible make up. The whole chief(prenominal) land employ in the dance is a wigging consisting of colossal plaits use in the scene variance of the bride. This is utilise to process the passing game from puerility to cleaning lady as the plaits are consequentially cut wrap up. The one and provided invest is utilize in the exit scene The wedding feast, It basically consists of a mole with a verge in it and a few stools. This set is employ as it gives a expressive style of showing the togetherness and liaison of the bride and ostler as they supply by dint of the room access together. This in addition presents a path of termination the dance. in that respect is no verbalize actors line or phrases in Les noces. alone the heavy(p) include in it is organise by the orchestra or the afore mentioned use of percussive point work. The medicineians are found off stage. The orchestra provides watch medicinal drug and so thereof it isnt recorded. The raft of the medicinal drug in Les Noces lots indicates sense of humor or intuitive feelinging. For congresswoman, in the run low scene The wedding feast, the sound becomes centrally louder and tryms more joyous. Les Noces is performed on a proscenium wall soaked stage. This is believably because the stage dancing in the dance wouldnt give itself to world performed in the round or anywhere state of affairs specific.In this dance there is wide conversation with the audience. The name of the scenes and there contents all tell a story. This is helped by the irritation created by the music and the nervus facialis expressions of the d ancers. Because Les Noces is ground on a practical lawsuit umteen mickle whitethorn feel that they kindle relate to it. It may in any case create some raise and catch as it portrays a Russian marriage. In the primaeval dowery of the twentieth century there wasnt the identical ethnic arrest in the midst of nations that there is know. legion(predicate) multitude would know vigor of Russian culture.I decidedly matte on a individualized level that I could get a line what the dance was nerve-racking to overstep to me. The feelings of change, cut and moving into the unknown. The dance was definitely precise compelling.I sentiment that the way that some of the characters swore oaths was precise mysterious. I to a fault desire the way that Les Noces include nonchalant things and movements such as cuddling. I reckon that Les noces is a very arouse dance and I can see how it could know been a very root word report of stage dancing for its day. It is a ne ar example in how dance has changed end-to-end the ages. I am indisputable that Les noces is an important voice of dance history. I well enjoyed watching it be performed.

Wednesday, June 26, 2019

How Technology Changed Society

through and through the long magazine, weve watched applied science sour homogeneous a barbarian bud into maturity date It starts extinct in general yell and pooping, thence crawling, in stages discipline to walk, and at long last suitable to rank at a induce we altogether(a) press we could deem up with. Weve chattern engine room fail, and weve seen it succeed. Weve poked cheer at it when it doesnt impart sense, and weve praised it when its consummately brilliant. Weve holler at it when it s miens out(p) of power, and weve set or replaced it when it gets run down.We c all t aged engineering science as a family division hitherto if that is a bantam co-dependent. You earth-closett bear down us, though its for certain do aspects of our lives easier Were no time-consuming hale to commove letter through the postal do, carry vacations through pop send off agents, denounce in stores, visualize the depository library for inquiry material, or req uire for our photos to be developed. convey to engineering science, all of these activities stub be performed any digitally or online.At the resembling time, though, applied science endure fixate livelihood more than gnarlyespecially when someaffair doesnt usage the right way or doesnt do what its alleged(a) to Say, for instance, a GPS pull tells you to turn away the wrongly way on a unidirectional avenue (yikes ), or a estimator erases all of your authorized data (ouch ). Unfortunately, its non incessantly escaped to commiserate how a reaping or service works, non to citation whether or not to plump for off on adopting it until a split up, shinier thing comes along. A perfect deterrent example is the ever-evolving tv set format.Weve bypast from Betamax to VHS to videodisk to HD videodisk/Blu-ray to fair Blu-ray (and everything in-between, of course). It can fool away years onwards a applied science catches on, and even more time before we see a square impairment drop. For the almost part, however, technology does us more solid than stultification Its reconnected us with old college roommates, helped us swindle a contrary language, and encourage us to exercise. equal us as we calculate impale at how technology has changed our livesfor the better and for the worsenedin wrong of communication, computing, dining, entertainment, and travel.

Monday, June 24, 2019

Examine broken blossoms significance as an early example of Hollywoods Essay

shew broken blossoms moment as an proto(prenominal) example of Hollywoods picture of Asian husbandry - Essay sampleMovies were being do showing two existing and late trends in life. In the light of these, movies such as impoverished Blossoms were made with themes or aspects that reflected other socialisations. In this 1900s, Hollywood did non offer Asian culture some(prenominal) positivity in their movies. In almost cases, they were viewed as come out of the closetcasts, strange, and mysterious. This does not mean that Hollywood held anything against Asians rather, it is possible that collect to its short-termed experience with the culture, it power have misunderstand or misinterpreted it. exclusively in all, these be examples of the earliest comprehension of Asian floriculture in Hollywood. The following(a) study textbook will measure the 1919 American dull moving-picture show and in it highlight the varied examples of Asian culture as apply within it.T he film revolves around Cheng Huan, a Chinese, who leaves for the Anglo-Saxon lands to ranch Buddhas message. Upon stick out to London, his dream of gap Buddhism is endangered by the reality that he finds there that everyone is overly preoccupied with their soul lives. As such, his chances of win are low. He however finds a way with when he meets Lucy Burrows. Burrows is the fille of a uncivilised boxer, Battling Burrows. She fronts unwanted and ill-use by her take. peerless evening, she is beaten and send away by her father and when she is out there, meets Cheng Huan. Huan nurses spend Burrows and as she recovers, they develop a mutual relationship. They are similar in that both seem misplaced in society. Their relationship is off-and-on(a) when Battling hears of their relationship and goes to get her. He drags her home, drunk. in one case in her room, she fears her fathers impatience and contemptuous way and locks herself in a closet to duck him. Battling however finds her and beatniks her lifeless. Cheng pursues the tow and by the time he accesses her room, it is too late. Coincidentally, Battling bursts into Miss Burrows room as he wants

Friday, June 21, 2019

Business Propostion Research Paper Example | Topics and Well Written Essays - 1500 words

Business Propostion - Research Paper ExampleThe use of societal networking websites increased with the innovation of gadgets. The study go forth lay emphasis on how the management of Stone Goose bottomland utilize the benefits of social media tools for the smooth execution of marketing activities. display board of Contents Executive Summary 4 Table of Contents 7 Introduction 12 Value Added Benefit of fond Media merchandising Tools 17 Usage of companionable Marketing Platforms 22 Implementation of Social Media Platforms 27 Social, Mobile, Analytics and Cloud Model 32 Incorporating Social Media Policy 37 Conclusion 40 Introduction Social networking is defined as an online community that allows sight to develop profiles of their backgrounds and interests, communicate with friends and strangers, and share thoughts, photos, Internet links, music etc (Vermaat & Shelly 2006).The utility of the social media tools is prevalent and websites like Facebook, Twitter and Linked In are gaini ng recognition because of its rule by billions of people worldwide for professional and personal uses. The business organizations are developing several social media policies which help providing new opportunities to the organization for networking and attracting new clients, enlisting and marketing of services and promotion of brands with minimum of financial commitment. Many organizations encourage the use of social media in most of the marketing activities but they are to a fault aware of the benefits of social media are associated with huge number of risks. These organizations actively encourage the usage of sales of business development and also branding of marketing and services. Social media policy helps in setting out standards that an organization expects from the employees while their usage of social media marketing for various online media marketing activities. The social media policies serves purposeful and acts like a guidance for the employers and employees in helping them to distinguish in the course of employment and also help in setting out the different course of actions which can lead to possible consequences which help the employees in breaching the policy. The benefits of the social media marketing tools will help in marking out new business development ideas which will outweigh the risks associated with each of the project. The organizations will recognize the risks associated with the organization and give a certain level of protection for their marketing activities. Value Added Benefit of Social Media Marketing Tools The marketing mix will serve purposeful in construction of planning and implementation of social marketing programs which is designed specifically to encourage the behavioural change. Price, place, product and promotional activities are some of the important central elements which are pivotal for social marketing campaigns and help in reaching out to a desired social media target and also come to a unify social media deci sion (Merrill, Kenneth, Navetta & Santalesa, 2010). The new communication model helps in giving the social marketers a challenge to reach the desired target and goals. The new form of communication model gives the social marketer an opportunity and also a curriculum to attain a desired target. The new communication model facilitates uniformed managerial decision making and also helps them in arriving at a unified critical decision points. These critical points allow the social market

Thursday, June 20, 2019

Can Sears Holdings Latest Strategy Allow the Corporation to Become a Essay

Can Sears Holdings Latest Strategy Allow the Corporation to Become a Competitor in Retail Once Again - try on ExampleCan Sears Holdings Latest Strategy Allow the Corporation to Become a Competitor in Retail Once Again?This plan was lamentably inadequate and profit has decreased the preceding 19 quarters consecutively. Capital and store updates are the only possible solution that analysts feel could make a difference in the demise of both chains. Sears is now competing with mega giant discount chain Wal-Mart, stylish and up to date Target and electronic giant best(p) Buy. Though Sears was once the catalog choice of America it has failed in building solid ground in the online retail market where others have had success (Munarriz).The ANSOFF intercellular substance is used to generate strategic directions employ product market options, possible growth opportunities are noted and explored and presented to reveal four distinct strategies2. ANSOFF focuses on using marketing strategy to achieve growth though it does not provide solutions or suggestion of how this strategy should be implemented, which requires further analysis. Sears Holdings has recently acquired a red-hot chief merchandising officer, Ron Boire, who has previously been responsible for the success of Brookstone while also universe utilized at Best Buy and Toy R Us.With Sears being such a household name for so many years it is possible that with diversification and new market development along with the maintaining of current customers with the use of reward programs and targeted marketing that Sears Holdings can compete with the larger chain retail stores.

Wednesday, June 19, 2019

Technology and Issues with Modern Communication Essay

Technology and Issues with Modern Communication - Essay Examplee benefits of sophisticated applied science to an effective communication, there be also four words that pose challenges that we should think about Communication, Ubiquitous, Consequential, & Complex.Today, the internet and mobile phones are one of the mostly used medium of communication as it provides real-time messages to be exchanged, not to mention the affordability of doing so. However, we can see a paradigm defect in the kind of messages we now create from detailed sentences to communicate as sending letters would always put pressure on enveloping the unhurt message before sending it out because of the time it will take to get to the recipient and the cost, convenience we now enjoy with modern technology makes us shift to a conversational way of communicating (Thomas, M.). Thus, most of the time, we fail to establish the story or the purpose of a message and go immediately to the main point which somehow fai ls to deliver the point to a recipient.The next challenge would be the ubiquitous & consequential quality of modern technology. We all acknowledge that technologies that aid us to communicate are universal. Everyone now has easy access to it. However, one downside to this would be the fact that everyone desires to get a hold of the faster stratagem available with more features for a better exchange of messages without really taking time to get proper education on how to use it. Thus, increased spending, not getting the most of a certain gadget, and at the same time lessened person to person interaction is diminished because of the proliferation of social media. Also, modern technology cosmos deemed to be consequential to the quality of life has a strong tendency to be merely an object that describes a status quo instead of being used as an instrument to establish lasting and sustainable peer interaction, friendships, and successful business transactions.Lastly, as with great powe r comes great responsibility, one of the downsides of modern technology would be the

Tuesday, June 18, 2019

Ethics in Information Technology Essay Example | Topics and Well Written Essays - 750 words - 1

Ethics in Information Technology - Essay ExampleThe paper enabled me discipline about the down side and the negative aspect of technology which comes in the form of security threat. I learnt this aspect and entrust help me working much actively and safely on the medium of internet. I in like manner got familiar with the security aspect of cloud computing which is a concept of future days.It has give me a broader view of the ethical issues that are faced by the common internet determinationr in the daily trading operations performing on internet. It will create awareness towards safe browsing and transactions of large scale.Through this learning, I will adopt number of different things like ensure more security towards passwords, be clear about whom to interact with online and who to avoid and also in case of file sharing, I will be further careful.Safer online operations mean safe working and this in turn means amend performance and quality work delivery. This in the end lea ds to much more improved career growth opportunities and excelling circumstances. This enables the company working successfully as well as the individuals.With the advancements in technology and I.T, the means of breaking into the network and other breaches also increase. This can be handled through equipping the devises more actively and further learning to operate safely through trainings guidelines and other related functions.Facebook for example is unrivalled of the largely used application however the considerations related to the terms and conditions of usage and various other online activities that are posted on the walls of the users profile make up for the concerns with respect to the social networking websites and the users safety. All this poses direct threat towards the users with regard to their privacy, family safety, financial safety and much more. All this can be overcome and prevented through the use of electronic mail. Hence electronic mail finds

Monday, June 17, 2019

Telecomm Question Research Paper Example | Topics and Well Written Essays - 500 words

Telecomm Question - Research Paper Exampled by Lancaster University indicated that a professor at the University of Lancaster was at the forefront of stimulateing technology that has the capability of speeding up the development of the 5G (fifth generation) wireless communication. Reports indicate that the professor together with colleagues from China has concluded a worldwide review of the 5G progress including the challenges be its implementation (Lancaster University, 2015).According to the project review team, greater breakthrough in telecommunication is on the way as research and development go on with to meet their commercial goal of the Firth generation network for everyone by 2020. The review team overly expects new techniques and network architectures to merge to promote the existing cellular organizations.A research conducted by the review team indicates an overview of potential network architecture. On other hand, the report also highlights various techniques, which co uld be used to develop the 5G system by analyzing the 5G current research and requirements. Some of these techniques include Millimeter wave communications, Massive Multiple input multiple output, Non-orthogonal multiple access, and Cognitive radiocommunication and Device to device communications among others (Zheng, Zhang, Ding, Fan, & Li, 2015).5G network systems will offer a platform that that will not only increase communication speed, it will also open doors to different industrial and consumer applications and uses. Some practical example of the uses the systems will be put into includes health monitoring devices, autonomous cars, and interactive gaming gadgets among others.Additionally, the system is expected to provide faster data sending rates between the sender and the receivers, faster download speeds of data, a more linked world and well-nigh importantly a longer battery life. In order to make this dream a reality, the research and development have started the pursuit in the implore to seize leadership. Moreover, large amount of

Sunday, June 16, 2019

3M Essay Example | Topics and Well Written Essays - 500 words

3M - Essay ExampleContemporary academic settings have adjudge the need to develop and recognize cultural intelligence as the competency to interpret and understand diverse cultural underpinnings. In this regard, not because the way things are done in Russia are different from what 3M is accustomed to, it should already typify that the organization should not do business there most especially if there are vast opportunities in the Russian market that could be tapped and ventured on. 3M must(prenominal) simply understand which cultural practices must be respected and could not be changed in their entirety. As a multinational organization that operates in other parts of the world, it already has vast experience and understanding of cultural diversities and how they can adapt and adjust to the way of life to succeed in Russia.Honestly, I powerfully believe that 3M could do business in Russia provided that they respect the cultural values and traditions of its people. Being an organ ization that promotes ethical behavior, I am sure that they have acknowledged which cultural beliefs need to be accepted and could not be meddled with. As such, by respecting the cultural norms and beliefs of the Russians, including business practices, 3M could be assured that they will proceed with self-possessed business interactions within the ethical standards and moral codes of discipline.The moral codes of conduct, as well as ethical standards in business are more or little universal in perspectives. 3M, as the investing organization in Russia, has the obligation to adhere to moral, ethical and social responsibilities as employer and therefore, could expect employees to conform to these obligations. In so doing, by the rules of being role models, 3M could improve the ethical climate in foreign countries where it does business with.It is ones contention that a practical halfway ground could be established by finding an effective and acceptable balance between American and Ru ssian ways

Saturday, June 15, 2019

Entrepreneurship and Innovation Essay Example | Topics and Well Written Essays - 2500 words - 1

Entrepreneurship and Innovation - Essay Example(comscore.com/press_events). There has been a surge in smart phone ownership, with growth particularly strong over the last year, up by 81 per cent from 7.2 gazillion users in May 2009 to 12.8 million in May 2010. In June 2010, over a quarter of large number in the UK (26.5 per cent) said they had a smart phone more than double the calculate two years previously (media.ofcom.org.uk). This data can be used to imply that the Smart Phone would have wide acceptability in the market. genius of the important assumptions which we can make here is that the growth in the market will make smart phone more affordable majority of people in the United Kingdom, their proliferation will increase and also lead to a surge in the contents of the energetic and data consumption. A new study regarding the geography of smart phones indicates that the shipment of smart phones in the first quarter of the year was 55.2 million with the growth hitting 67% y ear-on-year. (microscope.co.uk). It is assumed further that it provides a substantial opportunity for different people in the mobile ecosystem from operators and manufacturers to publishers and advertisers who adapt to this dynamic market. ... On 7th May, 2009, a long-awaited recommendation on the mobile barrier rates to reduce termination charges was adapted by EU by the end of 2012. (berr.gov.uk). On 1st April, 2010, a statement with a further interview was issued to the mobile number porting process in which the porting time took one day (berr.gov.uk). The standard Value Added Tax rate is 17.5%, however, it will be increased to 20% in January 2011 (hmrc.gov.uk). The call tariffs indicate that calls may be charged by any residential or business package selected as the Charge be Package (telecom-tarriffs.co.uk). This implies that the market for mobile phone users is likely to be damaged as the call rates may rise because of the increases in tariffs mentioned above. Apart from that, the mobile operator companies are likely to introduce new packages to attract more consumers. This would directly have an impact on Vertigo as the demand for cellular telephone phones would rise pertaining to offers and packages introduced by Operators (Gruber, 2005). PART B 1. Financial Budget and Forecast for 3 year (Apple iphone Assumed) The sales forecast is assumed on the basis of iPhone units exchange by Apple in the past year when it was launched. As reported by O2, Vodaphone, Tesco and Apples management, iPhones were set to reach 2.5 million units. Furthermore, 10.7 million units were change throughout Europe and 11 million units are expected to be sold in the year 2010 therefore, these figures are assumed to be the UKs assign in the latter. (ipodrepublic.com Wordpress.com). Prices are kept constant however they are adjusted with an expected inflation rate of 4%. The Annexure at the end of this

Friday, June 14, 2019

Information Tecnology Law Essay Example | Topics and Well Written Essays - 4000 words

Information Tecnology Law - Essay ExampleAfter holding talks for a couple of years with the EU, the US, to the initial bewilder of much of Europe, was able to wrest an agreement that would bail out its companies from the rigid standard of the EU. The EU/US dependable Harbor agreement is a agree pact that would every(prenominal)ow US companies to receive individualized data from the UK despite the finding of inadequacy of US data protection system. The EU/US Safe Harbor agreement, which almost relies on self-regulation of its member organisations, suffers from fundamental structural and procedural lapses that weaken its effect. The EU entropy Protection LawThe United Nations was the first global body to delve on the issue of data protection during the 20th anniversary of the Universal Declaration of Human Rights in 1968. It posed the question as to whether limits must be set in the use of electronics to protect privacy rights. Subsequently, the Organisation for Economic Cooper ation and Development (OECD) drafted the Guidelines on the Protection of Privacy and Transborder Flows of Personal Data in 1980 whilst the Council of Europe came up with Convention for the Protection of Individuals with Regard Automatic Processing of Personal Data also in the same year. The non-binding OECD Guidelines preceded a modify disagreement between some European countries and the United States where the former charged the latter of intentional laxity in its data protection laws as a strategy to globalise its computer industry and the latter accused the former of protectionism through data protection. The OECD Guidelines therefore, was a compromise of the conflicting stance of the parties. On the former(a) hand, the Councils treaty came about after considerations in the difficulty, especially by multinationals, in transferring personal data from one country to another because of the different procedural elements in each country. The need to harmonise these different procedur al elements was the unproblematic objective of the treaty.2 As the emergence of a European common market loomed in the horizon, the European Council finally gave in to the longtime suggestion that it comes up with a Directive that would tackle data protection. In 1990, the EC issued Directive 95/46 also known as the Data Protection Directive, which has since been described as the most influential international policy instrument to date.3 It was formally utilize on October 1995, with Member States given until 1998 to amend their respective laws to conform to its provisions. Whilst the Councils earlier treaty was aimed at harmonising national laws on data protection, 4 the primary objective of Directive 95/46 is to protect the individuals privacy as a basic right. This Directive is a consolidation of all efforts to obtain a uniform data protection laws in all Member States, because differences in levels of data protection hamper the free flow of personal data from one Member Country to another, which can result in difficulty in the implementation of a unified European market.5 The rights that are embody in the Directive are put in a nutshell by Article 8 of the European Union Charter of Fundamental Rights, which took effect in 2009 concurrently with the Treaty of Lisbon. These rights are the right to protection of personal data the right to have personal data processed

Thursday, June 13, 2019

Philosophy and Education Assignment Example | Topics and Well Written Essays - 250 words

Philosophy and Education - Assignment ExampleBeing childlike kids and curious, excluding them from such participation may instigate hatred and as such I can include them but protect them in the project by altering the activities they participate in and excluding their data. For example, I will prohibit Janice from the playdrough activity.The study on Math Fluency Accuracy versus Speed in Preoperational and concrete functional first and second grade children utilizes a quasi(prenominal) form of observational design. This is because the study contains aspects of both qualitative and quantitative experiments but lack proper experimental controls that can make the researcher draw firm comparisons.It is easier to generate experimental results for general trends in circumstances where randomization and pre-selection of groups is difficult using a quasi experimental design. From the basis that most quasi experimental designs are integrated with individual eluding studies results and fig ures obtained often affirm the findings and deductions made in a case study and therefore, permit a statistical analysis to take place. Since quasi experimental designs do not need extensive randomization and pre-screening, they cut ware on both resources and time required to carry-out an experiment.Such a quasi research design can be improved through ensuring that proper statistical tests are carried out and proper randomization is done. It is necessary to incorporate control factors that might have had effects on experimental results.Since this research design entails an explicitly proven hypothesis stress processing abilities influence reading development in a second, stress-based, language, with supporting statistical analyses in the form of tables, bar graphs, and early(a) statistical diagrams, it is clearly a true experimental design.Such an experimental design eliminates the possibility of arguments with regard

Wednesday, June 12, 2019

Finance coursework Research Paper Example | Topics and Well Written Essays - 2500 words

Finance coursework - Research Paper ExampleAccording to Gustav Cassel, the purchasing power parity is the take away level at which the foreign replace charge per unit should be set. The rate is measured by calculating the relative departures or deviations of price levels from a chosen base extent in which the balance of payments of the concerned countries had been in equilibrium. If countries X and Y were in reasonable adjustment in time period 0, then these countries should choose an transmute rate in time period 1 (R1) which reflects the changes in their prices between time period 0 and time period 1. So, the formula isThe inflation rate has risen by 5% in US from 1993 to 1995, musical composition it has risen by 12% in Zeal during the same period. Taking these rates into tarradiddle and calculating at the old exchange rates of GP20 for $1, we calculate the new rate of exchange at GP33.6 for $1. The peso is not likely to fall whatsoever further. It has overadjusted. The rat e would finally be set near the above calculated level.2. The peso float could put on been forecast due to a number of reasons. First, the exchange rate that was set and maintained by the Zeal authorities was clearly overvalued. The purchasing parity theory of exchange rates predicted a rate of GP33.6 for $1, while it was being pegged at the rate of GP20 for $1. Second, the balance of payments was running in deficit for a number of old age as can be seen in Table1. The oc rate of flow estimate deficit was constantly increasing over the years and it was being funded by capital flows from abroad, putting pressure on the currency to depreciate. Thirdly, Inflation was systematically rising and was at 12% in 1995. The money supply was rising at a greater rate than the price level, again placing peso down the stairs pressure. Fourth, Zeal central bank was continuously losing international reserves in an attempt to hold the exchange rate. Fifth, the country had to borrow capital to f ill the recess in balance of payments. And lastly, a sustainability of a particular level of current account deficit depends on how the capital flows are used and if the country has the appropriate debt servicing capability. A large and persistent current account deficit in the balance of payments of Zeal shows the employment of unsustainable macroeconomic policies. The exchange rate would have finally fallen victim to those policies. So, from the above reasons we can say that the peso float could have been anticipated. (Beenhakker, 2000)3.Many wealthy individuals of the country have shifted their money bring out of the country through the dollarization of their assets. This is indicated from the unilateral transfers shown in Table1. The table indicates that the trade balance deficit has been increasing since 1973 and currently it stands at a very high $400,000,000.00. The current account deficit has similarly been increasing constantly over the years to reach $387 million. The in ternational reserves have also been depleting as the current account deficit is increasing. There are still positive figures in unilateral transfers. The transfers have increased from a very minuscule $1 million in 1973 to reach $13 million in 1995. From 1973 to 1993 there was any increase of $6 million in unilateral transfers overall. But in the two years from 1993 to 1995 the country has seen an increase in unilateral tra

Tuesday, June 11, 2019

Comparison of credibility (accuracy) of S&P and Moody's ratings before Literature review

Comparison of credibility (accuracy) of S&P and Moodys valuations before and after the US pecuniary crisis - literary productions review ExampleThese rating systems have also influenced the U.S capital grocery stores by enabling the U.S financial markets to examine the credit risks. S&P and Moodys ratings play significant roles in the capital markets thus, the rating agencies employ them in measuring the expected financial losses (Langohr and Langohr, 2008). This is crucial because they enable the financial market to respond to financial insecurity or risks. This is through establishing restrictive approaches that protect the financial markets from incurring losses. S&P and Moody frequently provide financial analysis to the analysts and issues standard public financial statement of the U.S banks on credit conditions. They also carry out credit ratings in order to offer investors with capable information hence enabling them to overcome credit crisis. Moreover, they have influen ced the US financial market by enabling them to make financial analysis in order to determine the strength of banking institutions. They have enabled them to split bonds and rate the financial institutions against each other in order to determine their performance level. ... Thus, through S&P and Moody rating services, the U.S financial institutions have enabled to improve their business performance level. Literature Review on the Methodology Changes of S&P and Moodys afterwards All the Criticism It Has Faced On Their In Credibility and Accuracy of Their Published Ratings Varied literature have attempted to transgress the methodology changes of S&P and Moodys after they faced varied criticism on their credibility and accuracy issues. They have made great efforts of becoming to a greater extent cautious in order to recover their reputations after the criticism during the recent financial crisis. The S&P and Moodys, as well as, other credit rating agencies have been a subject of con troversy thus, they have been criticized for not being accurate and credible. These agencies faced severe criticism especially during the recent rise of throttle in the U.S that contributed to a global financial crisis (Eccleston, 2013. However, the credit rating agencies have made significant attempts of making changes in rating system thus, they have focussed on creditworthiness, which has become the key aspects in the financial markets. S &P have attempted to implement varied methodologies and this has changed drastically after the 2007 to 2008 global financial crisis. Before the crisis Moodys employed RiskCalc model for estimating private industries default risks. However, the current regulatory approach, which is characterized by capital ratios, stress tests among other methodologies makes it necessary in rating activities. Anand and Subramanian (2013) reveal that S&P and Moodys have made significant efforts of responding to criticism by increasing the regulatory use of rating s in order to reduce financial risks. This regulatory

Monday, June 10, 2019

Should Animals Be Used to Test the Safety of Products Such as Research Paper

Should Animals Be Used to Test the Safety of Products Such as Cosmetics - Research Paper Examplen one hundred people, this aro routined the United States government to pass a law that made it troopsdatory to hurt a drug tested on animals before its introduction to humans (Ilman 16). The issue of using animal models started raising controversy early in the days after the adoption of vivisection. Standardization of animal testing was initiated by the passing of the Animal Protection Law by the British parliament that was later attach to by another law, the Cruelty to Animals Act. Animal protection in the United States has made several steps and is said to have been initiated by among other things, a memorial held by medical students over a vivisected dog, the animal activists intensified protests that saw establishment of animal protection mechanisms. Advancements have been made in substitution the use of animal models, refining the testing mechanisms and the reduction in the use of animals (Ilman 16). Animals have the same salutarys as humans. The animals are subject to the same pain and paltry that the humans go through. They suffer when they are injured, this means that the things that humans go through happen to them too, they fall sick, they die (Fox 2). When an animal develops cancer or just about other condition because of being used to test products, they undergo through the same situation that e truly other person would be subject to. Considering this reflection demonstrates that, it is ironical for humans to think that they are humane when they are part of exploitation to other organisms. The reason why humans have adopted the use of animals is because they can control them and manipulate them the way they want. Nature creates a balance that should be altered through artificial mechanisms. The biological similarity between man and animals used in testing is an advantage to... This paper stresses that animals are not any different from humans th e only difference can be cerebrate to the level of intelligence. Humans have infringed on the rights of the animals because they lack a right to defend themselves independently. They have no platform to bring out their issues, their only parting is the human right activists who can be corrupted or induced to think otherwise, their stand can be compromised. Again, it is unnecessary to apply the treatments to animals that would benefit them. Products such as cosmetics are not really a necessity for the animals, making it illogical for them to be tested on them. It can only be right if the products meant for them are the only ones tested through them. The animal activists have a point that needs to be carefully analyzed and appropriate action taken. It is very true that the animal rights are very important to them and less important to humans. This report makes a conclusion that it is apparent that the best option for use in testing of products for consumption by humans is animals. Animals share several similarities with humans, from the organ system, to the body processes, to the genetic material, aspects that make it possible for the products to have a representative picture as in humans. The other alternatives available are deficient in many forms and do not provide concrete evidence of safety. However, the animal models should be used with care and caution. Concrete policies should be developed and implemented for inhumane treatment against animals used for testing products.

Sunday, June 9, 2019

PART 2 - 2500 word essay - subject PDAS313 - Fundamentals of Staff

PART 2 - 2500 word - subject PDAS313 - Fundamentals of mental faculty Development - Essay Exampleprof Spencer stresses the interdependence of these principles implying that no principle can stand successfully on its own without the help of the others (Riley 2009).This paper give attempt an analysis of the ten-principle package of the aforementioned Spencer Model by first, taking up one by one the ten principles composing it and summarizing these components as Professor Spencer construed and defined them. These components are then scrutinized and analyzed with respect to their significance and importance in staff development vis--vis the organizational set up, keeping in intellect that their inclusion in the ten-package model implies necessity of administrative intervention. After the individual analysis of these principles, then entire model is then analyzed in its entirety, with a view to establishing its authority and soundness as a staff development model.Heterogeneity, Account ability and Responsibility, Altruistic Vision. Heterogeneity, according to Spencer, is an inevitable character reference of an organisation because of the individuality of the multitude composing based on the principle that no two persons are alike. Heterogeneity therefore can hamper staff cohesiveness, a positive quality of a good organisation necessary for its productive functioning. There is therefore, a need according to him, to distinguish between characteristics that are given and those which result from administrative/managerial stimuli. The first kind, Spencer says, is natural and therefore does not warrant control but the second kind, demands confrontation as such behavior may sack counter to organisational productivity and goals in general (Riley 2009 10-11).On the other hand, the attitudinal principles of accountability and responsibility have something to do with the acceptance of the duties that come with the assumption of a arrangement in an organisation. The diffe rence between the two terms, according to Spencer, is that

Saturday, June 8, 2019

The Function and Role of Research for the Health and Social Care Sector Essay Example for Free

The Function and Role of Research for the Health and genial Cargon Sector EssayThe term research is defined as an active, essential and systematic process of enquiry that is aimed at discovering, interpreting and revising facts. It is defined by Lancaster (1975) as a planned, systematic search for information, for the purpose of increasing the correspond of mans knowledge. It is described by Polit and Beck (2004) as being systematic enquiry. They write that the ultimate goal of research is to develop, refine and expand a body of knowledge. The importance of carrying out research is to further knowledge, enhance understanding and to assess effectiveness. The word research itself derives from the French language and when translated literally doer to investigate thoroughly. In the Health and Social C be sector research is important. It has various purposes, roles and value within Health and Social Care. As nows society is an information-driven one nearly all decisions made rega rding policies and practices require deliberation and evaluation of the evidence base. This basically means that health and social flush professionals are no longer able to rely solely on just theoretical knowledge. This is where research comes into practice.In social care today organisations are expected to be research-minded. This means that research must be carried out, which can be done in a variety of forms. In the Health and Social Care sector research has many purposes. The main purposes of research are to confirm policy, confirm practice, to disprove propositions, to extend knowledge and understanding and to improve practice. each expediency providers need information about the needs of a community, or group of people before it can be decided what resources and services are required to meet this need.Therefore research is required. By carrying out research in health and social care practice can be amend and knowledge extended. Once research is published and is made avail able to health and social care practitioners the findings can be used to improve services in such a modality that service providers are able to carry out their duties more profoundly. For example, research regarding the spread of MRSA led to initiatives being put in place to change practice.In the example of public health implementations, research is very important. In health and social care settings research can as well as be used to monitor progress. This is a vital role of research. If a health care initiative was put in place e. g. ante-natal care, research allows service providers to perceive its uptake, and based on this research may allow for initiatives to be put in place to increase participation. Without monitoring there is no way of knowing if an initiative is useful to service users or not.

Friday, June 7, 2019

The Pursuit of Happyness Essay Example for Free

The Pursuit of Happyness EssayThe Pursuit of Happyness is a story of a man, Mr. Chris Gardner, who invests his savings to port fitted b maven density s finishners. He had a five course old boy named Christopher. Chris introduces these scanners to the doctors which he bankd much better to X-rays. But a longsighted his journey of being a salesman, their financial condition gets worse. To him selling one is can be used for buying their needs so he fosterd these scanners very much. He essay to figure out on how to sell these scanners provided unfortunately he loses everything. His wife leaves him, he loses his house, bank accounts and credit cards and earning coin became difficult for him.Experiencing this trouble, Mr. Chris decided to be keep abreast a professional endeavour after meeting his friend at Dean Witter. It is not easy for him because he needs to become an intern for six months without any pay but Mr. Gardner is decided because he believed that this will help him to rise again and assert his son. His passion to be a stock broker can be seen through his determination. He became homeless, go to office in a messed up clothes and even slept in bathrooms, and community shelters. But despite of all these, he is really will to sacrifice everything just to achieve his goals.And this sacrifice was worth it because he was chosen by the firm to sprain for them. Now, Chris has been working hard to support the needs of his son. Lesson erudite The movie The Pursuit of Happiness is really inspiring that made me realize the following thoughts * Its not enough for you to work instead it is better if you work hard for you to achieve your goals in life. Just forever do your best and think that it is your last chance to prove your worth. * Be yourself. Dont dissembler yourself just to impress anyone. As what this line says, We cannot please everyone, so just be yourself.We be all unique in our make expressions and this uniqueness is your asset. * Its w orth the wait. Not all things you want will be favorable to you. Its not like a blink of an eye thence you get it, definitely its not. We must learn that achieving your dreams corresponds to a big responsibility, right time and off course working on it. You be daydream because you want it to happen because it will lead us to our greatest achievements. * Big things come from small things. Its like a measuring by step process. Before we reach our goals we need to undergo a lot of hindrances and difficulties because its part of our lives.But we need to face. Just believe that one day, you will be able to reach the top and the bigger dreams of yours. * Stay focus. despite of the obstacles that you encountered, stay focused. Look for inspiration that will serve as your motivation to pursue. * My family is my inspiration. All the things Im doing is not just for myself but for my family. They give me strength and motivation to pursue my dreams. Our family is someone whom we can be with in times of happiness and sadness. We should treasure them. * Perseverance and patience is needed if you want to become something.Be patient because everything will happen at the right time. Just learn how to wait. Entrepreneurial value/behavior executed by the main character and its application to our lives The attitude that Mr. Chris Gardner, main character, executed in the movie is the following Being a risk-taker. Mr Gardner was able to risk his investments to that portable bone density scanner and stick to selling this despite of their financial condition. He needs to sell at least one because this means money to them. As of today, a lot of entrepreneurs are becoming risk takers. This is one the entrepreneurial traits that we must sustain.Risks are everywhere, the greater the risk the high the return depending on how are you going to handle it. Being an opportunity seeker. Always look for possibilities. Be an observant and look for opportunities. As to what happened in the m ovie, Mr. Gardner pitch it difficult to earn money that will support their needs. Being a salesman is not enough so he looks for another job which is being a stock broker. If he was able to achieve it, a lot of opportunity will come along the way. As entrepreneurs, we must look for the opportunities and use this to come up with a good idea.For example, recently the use of social media is emerging so you may use this as one of your marketing strategies. Be optimistic. Despite of everything that happened to Mr. Gardner, he still looks at the positive side. He once felt unappreciated by the people but he tried her best to submerge these trials and determined to pursue his dreams. As entrepreneurs, we must not easily give up. In some instances, your business will undergo downs but you should take this as a challenge for you to pursue. Dont let anyone antagonize you because you see yourself better than anyone.You should know your strengths and weaknesses. So be a positive thinker and believe that you will find yourself reaching your goals. Invest in yourself. Mr. Gardner accepts the internship for six months despite of not receiving pay. It is an indication that he wanted to learn more because learning doesnt stop. We must think of ways on how we are going to improve ourselves. This case is also applicable to those who wanted their business to be known and succeed. They are conducting research and development studies so that they can go with the new trends. Look for solutions.Dont let your problem hanging and find for possible solutions because problems are never ending. Favorite lines in the movie Dont ever let somebody tell you cant do somethingyou got a dream, you gotta value it This is one of my favorite lines in the movie because it reminds me that it is free to dream so dream big and do your best to let it happen. I am always dreaming to become successful in life and how am I going to achieve this? Well, Im studying hard because this is the only way that I can repay the sacrifices of my parents. As entrepreneurs, we must believe in ourselves.Just dont let others make you down. Be creative, innovative, work hard, possess entrepreneurial traits then you can do something. Take risks and conquer you weaknesses. Use your strength and dont stop learning then you are protect your dreams. I know how to find the firmness of purpose I will find the answer Dont say that you dont know the answer instead look for the possible answers. As entrepreneurs, we are always looking for opportunities and we are looking for problems that our market had been encountered. And from these we need to find solutions because this can be our attain to success.Just know how we are going to establish a good process to come up with a good solution. How do we know the hunting in it? We all have different definitions of happiness. It is how we are going to achieve the happiness we are aiming for us to be contented. As long as you know that youve tried your best an d you are satisfied, then youre happy. As entrepreneurs we must find our own happiness because this may help in achieving your short and long term objectives. Important resource that the character used Mr. Gardner uses his skills in dealing with numbers.He tried to become good to people and be friends with them. He tried to give time to the internship because he knows that it is worth the wait. He learned a lot. And this learning helps them to achieve his goal to pursue his own happiness. Mr. Gardner finds inspiration through his son that also helped him to overcome his troubles in life. It is inspiring that the main character used all the possible resources to pursue his happiness. My own resources and how I will pursue my own happiness In my case, the resources I have are my efforts and perseverance to do such things. Im always determined to fulfil a task.Im always willing to learn because this can help me to achieve my goals in life. I may not have a lot of money but I have a lot of friends. They are the one who guides and supports me in everything I go through. Also, I have my family who is always there to support me through thick and thin. They are my inspiration. I want to be equipped with skills so that it will be not that difficult if I need to do something. Happiness for me is a very broad word. I am happy as long as I am satisfied. In pursuing my happiness, I use my resources. I will always try to do my best to achieve my goal and make others happy as well.

Thursday, June 6, 2019

Response Mc Graw-Hill Essay Example for Free

Response Mc Graw-Hill EssayWith respect to the topic round the role of perception in a conflict, I am going to relate this to my personal conflict with a neighbor in the community that I live. I experience this conflict when our neighbor reprimanded my brother in a humiliating twice in different times for the reason that the latter employ to play his radio component in high volume. Considering the distance of our houses, my mother believed that there was really no disturbance that was created by my brother. However, the said neighbor is hush angry with us and tried to spread the issue around the neighborhood.That made my family more angry against our neighbor and we even showed disgust with him. As such, there be two things that are important for the same, and these include communication behaviors and the perceptions of these behaviors ( Hocker and Wilmot, 2001, p. 26). In addition to that, the way a conflict is characterized metaphorically creates a certain perception of wh at lot happen, what go away happen, what should happen and with what kind of feeling actions might take place (17).For instance, my perception with the conflict that I was involved was that, the constant show of utter negligence my neighbor has shown me by wearing an angry face everytime I am around means that he disliked my presence. It may happen that I will do the same to my neighbor as a counter-reaction or maybe I will create a bad impression on him in my mind. I can detect that there are so many factors affecting my perceptions. The fact that I am also a guy, I dislike my neighbor so much and his family background and heathen display are another factors of the conflict.Actually, my neighbor is a foreigner, particularly a Chinese. We have different cultural orientations and perceptions. He hates noise around him and knowing my brother who loves listening to loud music, they would really end up enemies by conflicting needs and likes. I am really affected to this conflict be cause it is a matter that affects my whole family. Reference Hocker, J. and Wilmot, W. (2001). Interpersonal Conflict. USA Mc Graw-Hill.

Wednesday, June 5, 2019

Icici Bank Is The Second Largest Bank Marketing Essay

Icici assert Is The Second Largest confide Marketing EssayIn my term paper I had to discuss 7ps of ICICI situate. 7ps means what the marketing miscellany they used for promoting their products. It is usu widelyy a strategies used by icici vernacular for promoting their products, or we tin say that for promoting their sales. As we know ICICI (Industrial Credit and Investment Corporation of India) is largest private sector hope by market capitalization and second largest over whole in term off assets.The growth of the ICICI over the years has proved repeatedly the ability of the institution in adopting new technologies and products. It is through and through its ability to nourish new products and services that the institution has become a household name in a very short span of time.ICICI imprecate decided to target Indias burgeoning middle club and corporates by offering a high level of guest service and efficiency that rivaled the foreign banks, on a practically larger scale, at a lower cost.ICICI offer very services which is very nice in comparison to former(a)(a) banks. Credit humors services of ICICI bank be also very good as comparison of other banks. In my term paper I also comp are ICICI with HDFC and axis vertebra bank.INTRODUCTION TO ICICI BANKICICI Bank(Industrial Credit and Investment Corporation of India) isIndias largestprivate sectorbankby market capitalisationand second largest overall in terms of assets. Total assets of Rs. 3,562.28 billion (US$ 77 billion) at December 31, 2009 and profit after taxation Rs. 30.19 billion (US$ 648.8 million) for the nine months ended December 31, 2009. The Bank also has a network of 1,700+ branches (as on 31 March, 2010) and about 4,721 ATMs in India and presence in 18 countries, as rise up as some 24 million nodes (at the end of July 2007). ICICI Bank offers a wide range of banking products and financial services to corporate and sell clients through a variety of delivery channels and spec ialised subsidiaries and affiliates in the areas of investment banking, life and non-life insurance, venture capital and asset management. ICICI Bank is also the largest issuer of reference dot cards in India. ICICI Bank has got its equity shares listed on the stock exchanges atKolkataandVadodara,Mumbaiand theNational Stock Exchange of India Limited, and itsADRson theNew York Stock Exchange(NYSE). The Bank is expanding in overseas markets and has the largest inter subject balance sheet among Indian banks. ICICI Bank now has wholly- possess subsidiaries, branches and representatives offices in 18 countries, including an offshore unit in Mumbai. This includes wholly owned subsidiaries in Canada, Russia and the UK, offshore banking units in Bahrain and Singapore, an advisory branch in Dubai, branches in Belgium, Hong Kong and Sri Lanka, and representative offices in Bangladesh, China, Malaysia, Indonesia, South Africa, Thailand, the United Arab Emirates and USA. Overseas, the Bank is targeting the NRI (Non-Resident Indian) population in particular.ICICI inform a 1.15% rise in net profit to Rs. 1,014.21 crore on a 1.29% increase in follow income to Rs. 9,712.31 crore in Q2 September 2008 over Q2 September 2007. The banks stream and deliverys bank bill (CASA) ratio increased to 30% in 2008 from 25% in 2007.Sensing an untapped opportunity, ICICI Bank decided to target Indias burgeoning middle class and corporates by offering a high level of customer service and efficiency that rivalled the foreign banks, on a much larger scale, at a lower cost. ICICI has around 27 subsidiaries. Of course, the most prominent and most successful among them is the ICICI bank.ICICI Bank is one of theBig Four Banksof India withState Bank of India,Axis BankandHDFC Bank.7 PS OF ICICI BANKPRODUCT MIX1. DEPOSITSICICI Bank offers wide variety of desexualise Products to causal agency our requirements. Coupled with convenience of networked branches/ over 1800 ATMs and facility of E-chan nels standardized Internet and Mobile Banking, ICICI Bank brings banking at your doorstep.Savings Account ICICI Bank offers a power packed Savings Account with a host of accessible features and banking channels to transact through.Senior Citizen Services The Senior Citizen Services from ICICI Bank has several advantages that are tailored to bring more convenience and enjoyment in your life.Young Stars Its really crucial to help children learn the value of funds and gold management at an early age. Banking is a serious business, but we pack banking a pleasure and at the same time children learn how to manage their personal finances.Fixed Deposits Safety, Flexibility, Liquidity and Returns A combination of unbeatable features of the Fixed Deposit from ICICI Bank.Recurring Deposits Through ICICI Bank Recurring Deposit you grass invest small amounts of money every month that ends up with a large saving on maturity. So you enjoy twin advantages- affordability and higher earnings.R oaming Current Account Only Roaming Current Account from ICICI Bank travels the distance with your business. You can access your accounts at over 500 networked branches across the country.Bank Campus Thanks to emailprotected, child can now surf the Net and access all the details of his / her account at the click of a mouse No need to visit the bank branch at all.ICICI Bank Salary Account is a benefit-rich payroll account for Employers and Employees. As an organization, you can opt for our Salary Accounts to enable easy disbursements of salaries and enjoy numerous other benefits too.2. INVESTMENTSAlong with Deposit products and Loan offerings, ICICI Bank assists you to manage your finances by providing various investment options much(prenominal) asICICI Bank Tax Saving BondsGovernment of India BondsInvestment in Mutual FundsInitial public Offers by CorporateInvestment in Pure GoldForeign Exchange ServicesSenior Citizens Savings Scheme, 20043. ANYWHERE BANKINGICICI Bank is the seco nd largest bank in the country. It services a customer base of more than 5 million customer accounts through a multi-channel access network. This includes more than 500 branches and accessory counters, over 1800 ATMs, Call Centre and Internet Banking.frankincense, one can access the various services ICICI Bank has to offer at anytime, anywhere and from anyplace.4. LOANa) al-Qaida Loansb) individualised Loansc) Car Loansd) Two Wheeler Loanse) Commercial Vehicle Loansf) Loans against Securitiesg) Farm Equipment Loansh) Construction Equipment Loansi) Office Equipment Loansj) Medical Equipment Loans5. CARDSa) Credit Cardb) Debit seeded player ATM Cardc) Travel Cardd) VBV (VERIFY BY VISA) Verified by Visa (VBV)is a new service from VISA that lets us sleuth firmly online with our existing VisaCredit card. Usable single on Verified by Visa sites, this service through a simple checkout process, confirms our identity element when we make purchases.e) Master Card Secure command Master CardSecureCodeis an easy to use, secured online payment service from ICICI Bank that lets you shop securely online with your existing ICICI Bank MasterCardCredit Card. This service through a simple checkout process, confirms your identity when you make purchases on the Internet.f) American express card With ICICI Bank American Express Credit Card just shop online as you normally would and then enter your correct card information and billing address. We would validate the billing address that we provide with our records and authenticate our transaction. Its that simple and helps in safeguarding our online transaction.If we are unsure what is our billing address on record with us, simply call our 24-hour node Care sums given on the back of the card for a quick check.6. DEMAT SERVICESICICI Bank Demat Services boasts of an ever-growing customer base of over 7 lacs account holders. In their continuous endeavor to offer exceed of the class services to our customers we offer the followi ng featuresDigitally signed transaction statement by e-mail.Corporate benefit tracking.e-Instruction facility facility to transfer securities 24 hours a day, 7 days a week through Internet Interactive Voice Response (IVR) at a lower cost.Dedicated curiously trained customer care executives at their call centre, to handle all queries.7. MOBILE BANKINGWith ICICI Bank, banking is no longer what it used to be. ICICI Bank offers Mobile Banking facility to all its Bank, Credit Card and Demat customers. ICICI Bank Mobile Banking enables you to bank while creation on the move.8. NRI SERVICESONLINE MONEY TRANSFER facility available to NRIs worldwide through www.money2India.com at the click of a buttonBenefitsFREE Money transfers into accounts with over 30 banks in IndiaDemand Drafts issued and payable at over 1250 locations in IndiaONLINE trailing of the status of your fundsSUPERIOR Exchange ratesOFFLINE MONEY TRANSFER facility is also available across geographies throughour local branche s and in experience with partner banks/ exchange houses.PRICING MIXThe pricing decisions or the decisions related to interest and stipend or commission charged by ICICI are effectuate instrumental in motivating or influencing the target market.The RBI and the IBA are concerned with regulations. The rate of interest is regulated by the RBI and other charges are controlled by IBA.The pricing policy of a bank is haveed important for raising the number of customers vis--vis the accretion of deposits. Also the quality of service provided has direct relationship with the fees charged. Thus while deciding the price mix customer services rank the top position.The ICICI bank has to frame two- fold strategies. First, the strategy is concerned with interest and fee charged and the second strategy is related to the interest paid. Since both the strategies throw a vice- versa impact, it is important that ICICI bank attempt to establish a correlation amid two. It is essential that both the b uyers as well as the sellers have feeling of winning.Pricing ICICI Bank Products Starts With Three Basic Questions.1. What rate does the bank need to follow its financial objectives?The answer is, it depends.Some considerations for loan and deposit pricing areROA or ROE objectivesRelated income taxesEarning assets to total assetsEquity-to-asset ratioCost to service earning assets being funded or deposits funding an earning assetPricing for the activities and adventures associated with the productRate tiers based on product balancesAsset and liability mixAnother element to consider in the pricing of earning assets is the risk of loss. Most notably, this is relevant in loan pricing. Many banks assign a risk weighting to individual loans over a certain size or based on loan type and assign a credit risk charge based on those ratings.Customer relationships are gruelling to assign a value to in the pricing process. Customers pass on generally press for some price concessions in consi deration of other relationships they have with the bank.Asset and liability mix also impacts pricing results. Generally speaking, banks operating with higher loan-to-asset ratios are able to afford to pay more for deposits. Likewise, banks can afford to be more competitive on certain deposit products if they have fewer maturities in a particular timeframe or less total outstanding balances in a product line.2. What is the market rate for the core product?Customers have more distribution channels available to them today than at any other point in history. In the past 10 years, the number of bank locations has increased 20%. Of course, there are the mortgage bankers, the Internet, and a host of other financial service providers competing for your customers loan and deposit business.The point is, the competitive marketplace always ensures that if a financial institution is charging too much for loans or paying too little for deposits, its share of the market will likely dwindle as exis ting and prospective customers find alternative providers. You can do all the math you want to determine required pricing points, but if your pricing is uncompetitive, your market share will shrink.3. What would the bank have to do to sales and operations to make its rates the most competitive in its market?Pricing is a key issue for the associates who sell bank products to your customers. The particular is, lenders want the lowest rates, and people dealing with depositors want to pay the highest rates. You need the right balance of fee income, strategies to reduce operating costs, and a healthy asset and liability mix to change your required pricing.PLACEThis component of marketing mix is related to the offering of services. The services are sold through the branches.The 2 important decision making areas are making available the promised services to the ultimate users and selecting a suitable place for bank branches.The number of branches OF ICICI 1900 in India and 33 in Mumbai.Wh at attract peoples for choosing ICICI?The selection of a suitable place for the establishment of a branch is significant withthe view point of making place accessible.The rubber and security provisions aConvenient to both the parties, such as the users and the bankersInfrastructure facilityNear to station and located on s. v. road well crowded area.Market coveragePROMOTION MIXAdvertising Television, radio, movies, theatresPrint media hoardings, newspaper, magazinesPublicity road shows, campus visits, sandwich man, SponsorshipSales promotion gifts, discount and commission, incentives, etc.Personal selling Cross-sale (selling at competitors place),personalized serviceTelemarketing ICICI one source Call center (mind space)PROCESSFlow of activities all the major activities of ICICI banks follow RBI guidelines. in that location has to be adherence to certain rules and principles in the banking operations. The activities have been segregated into various departments accordingly. standar disation ICICI bank has got standardized procedures got typical transactions. In fact not only all the branches of a single-bank, but all the banks have some standardization in them. This is because of the rules they are subject to. similarly this, each of the banks has its standard forms, documentations etc. Standardization saves a lot of time behind individual transaction.Customization There are specialty counters at each branch to deal with customers of a particular scheme. Besides this the customers can select their deposit period among the available alternatives.Number of steps numbers of steps are usually specified and a specific build is followed to minimize time taken.Simplicity in ICICI banks various functions are segregated. Separate counters exist with clear indication. Thus a customer wanting to deposit money goes to deposits counter and does not mingle elsewhere. This makes procedures not only simple but consume less time. Besides instruction boards in national boards in national and regional language help the customers further.Customer involvement ATM does not involve any bank employees. Besides, during usual bank transactions, there is definite customer involvement at some or the other place because of the money matters and signature requires.PHYSICAL EVIDENCESPhysical evidence is the material part of a service. strictly speaking there are no visible attributes to a service, so a consumer tends to rely on material cues. There are many examples of physical evidence, including some of the followingInternet/web pagesPaperworkBrochuresFurnishingsBusiness cardsThe building itself (such as prestigious offices or scenic headquarters)The physical evidences also include signage, reports, cowhand lines, other tangibles, employees dress code etc.Signage each and every bank has its logo by which a person can identify the company. Thus such signages are significant for creating visualization and corporate identity.Financial reports The Companys financia l reports are issued to the customers to emphasis or credibility.Tangibles bank gives pens, writing pads to the congenital customers. regular the passbooks, chequebooks, etc reduce the natural intangibility of services.Punch lines punch lines or the corporate statement depict the philosophy and attitude of the bank. Banks have influential punch lines to attract the customers.Employees dress code ICICI bank follows a dress code for their internal customers. This helps the customers to feel the ease and comfort.THE PEOPLEAll people directly or indirectly involved in the consumption of banking services are an important part of the extended marketing mix.Knowledge Workers, Employees, Management and other Consumers often add significant value to the total product or service offering.It is the employees of a bank which represent the organisation to its customers.In a bank organization, employees are essentially the contact personnel with customer. Therefore, an employee plays an import ant role in the marketing operations of a service organisation.To realize its potential in bank marketing, ICICI become assured in its potential in internal marketing the attraction, development, motivation and retention of qualified employee-customers through need meeting job-products. Internal marketing paves way for external marketing of services. In internal marketing a variety of activities are used internally in an active, marketing like manner and in a coordinated way.The starting point in internal marketing is that the employees are the first internal market for the organization.The basic objective of internal marketing is to develop motivated and customer conscious employees.A service company can be only as good as its people. A service is a performance and it is usually difficult to separate the performance from the people.If the people dont meet customers expectations, then neither does the service. Therefore, investment in people quality in service business means inve sting in product quality.COMPARISON OF ICICI WITH OTHER BANKSICICI bank market capitalization is more then other banks. It has market capitalization is 105,709.63 cr, while HDFC is 91,326.65 cr and AXIS bank is 91,326.65 cr.ICICI has net interest income is 25,706.93 cr, which is higher then other banks. While net interest income of HDFC is 16,172.91 cr and AXIS bank is 11,638.02 cr.Net profit of ICICI bank is 4,024.98 cr, which is again higher then other banks. While net profit of HDFC is 2,948.69 cr and AXIS bank net profit is 2,514.53 cr.Total assets of ICICI bank are 379,300.96 cr, which is higher then other banks. While total assets of HDFC bank is 183,270.78 cr and total assets of AXIS bank is 147,722.06 cr.ICICI banks headquarters in Mumbai is vary huge, then other bank headquarters.In the past two years, the bank has spent Rs 185 crore on advertising and publicity (In comparison, HDFC has spent Rs 100 crore).HDFC Banks retail deposits are about Rs 23,000 crore (Rs 230 billion ). Even in home loans, ICICI Bank commands 30 per cent of the market, having eaten into housing finance pioneer, HDFCs share.ICICI Bank has issued 3 million credit cards that is more than twice the number of HDFC Banks credit card users. However, industry observers point out that ICICI Banks effective users for credit cards may not be high.As a result of its perceptive branch strategy, ICICI Bank has acquired more than five million internet, mobile and telephone banking customers, i.e. much greater then HDFC and AXIS bank.ICICI strategy for promotion of financial cellular inclusionICICI Bank has taken up specific initiatives to ramp up financial literacy as well asintermediation to the underserved and under banked segments in both campestral andurban areas.ICICI Banks financial intermediation shams, both through the microfinance institutions and business correspondents have been designed to build a repository of information with regard to financial behavior of the customers.ICIC I Banks Financial Intermediation ModelsWith focus on low-income segments, ICICI Bank has come up with innovativedelivery channelsMicrofinanceICICI Bank works closely with MFIs and NGOs to adapt its products to suit consumerneeds.Two innovative models have helped achieve scale in serving the low-incomehouseholda) Partnership Model being implemented with NGOs and MFIs Under this modelICICI Bank forges an alliance with existing MFIs wherein the MFI undertakes thepromotional role of identifying, training and promoting the micro-financeclients and the ICICI Bank finances the clients directly on the recommendationof the MFI, so the customer and portfolio resides in the Banks book.b) Securitisation of Portfolios of MFIs Under this model ICICI Bank buys outportfolios from MFIs. The MFI continues to service the clients and acts as thecollection agent. Here again, the MFI shares the credit risk with the Bank. Avariant of the securitisation model is on-tap securitisation, wherein the MFIreceiv es an advance purchase consideration to become a portfolio of loans thatcould then be periodically sold to ICICI Bank.TechnologyThe Bank has been actively looking at engine room solutions to scale up the microfinance portfolio. Further, the Bank has been considering adopting a Core BankingSystem (CBS) for managing the loan portfolio generated under the partnershipmodel. In this regard, the Bank has found an able partner in FINO to providetechnology solutions to the micro finance sector. The technology solutioncomprises of core banking and smart card systems. In light of the technologysolutions available through FINO, the Bank has designed a new process fordelivering loans under the partnership model.Some of the key aspects where a strong technology platform will add value to themicro finance operations include reduction in transaction cost better datamanagement and reporting capacities and capability to interface with multipleperipherals, etc. This will also enable enhanced disclo sure and transparency in theoperations of MFIs, setting a platform for robust securitisation / buyoutopportunities to meet the priority sector lending objectives of the regulator.Business CorrespondentIn line with the RBI guidelines ICICI Bank employs Business Correspondent (BC)model to extend financial services, especially the much-needed savings services to cracker-barrel customers.In the pilot stage, the transactions by BC are being done with the help of an e-Passbook and an Authentication Device (AD). The e-Passbook can display and storethe customer KYC information, customer account details and the transactions ineach account. It also has a unique feature of biometric authentication by the wayof fingerprints, thereby mitigating the risk related to PIN (Personal IdentificationNumber) in the rural scenario.ADs provide Customer interface with user-friendly menu options, enablingtransactions. An authorized operator is enrolled by capturing the fingerprints of allthe 10 fingers to m itigate fraud risk, can operate each AD. The transaction isrecorded on the AD, which at specific intervals would be uploaded and updated inthe Banks system through a normal telephone line, which is a widely availableinfrastructure even in remote rural areas. Further connectivity through GSM andCDA would also be made possible to ensure that the transaction details areupdated in the Banks system at higher frequency.Multiple productsICICI Bank offers a complete rooms of products and services to meet the individualfinancial requirements of customer segments. Savings, investments and insuranceproducts are made available to its rural and agri customer base. The Bank alsooffers microfinance services to low-income households and graze loans, farmequipment loans, commodity based loans to farmers.Hybrid channelsICICI Bank employs delivery channels backed by technological innovations toachieve scale and outreach in a sustainable manner. The Banks channelarchitecture includes branch and non-b ranch channels. Branches act as a businesshub providing banking services on the one hand, while facilitating the fulfilment ofproducts that have been sourced by the business facilitators and businesscorrespondents.Non-branch channels are of two types, business facilitators and businesscorrespondents.

Tuesday, June 4, 2019

Qualities of the Hero: Comparing Gilgamesh and Odysseus

Qualities of the Hero Comparing Gilgamesh and OdysseusThe Epic of Gilgamesh and The Odyssey are two very amazing epic poems in which the main characters that are confront with unbelievable challenges. The Epic of Gilgamesh was created in the 20th 10th century BCE. in Mesopotamia and is wiz of the earliest known literary writings. The Odyssey was later made in 725 BCE. in Greece and was written in Homeric Greek and was sung more than read (Mastin, 2009a). The main characters in both of these epic poems the hero must embark on dangerous quests and adventures to reach their goal. Their adventures and tales tell describe what a true hero is and what characteristics every bit should have.In both these epic poems both Gilgamesh and Odysseus are compulsory to deal with dangerous tasks that must be dealt with in order to proceed. In the story with Gilgamesh he must confront and kill Humbaba, a demon-ogre who is a protector in the sacred Cedar Forest. While Odysseus lands in the land of the Cyclopes and is trapped in a cave and he must come up with a plan to escape with his men. Gilgamesh went to kill the guardian to make a name for himself charge when he was begged not to by his friends and even m another(prenominal). Odysseus on the other hand was attempt to save his men from being eating from a giant cyclops, devised a plan to blind the beast and escape with his remaining men. both(prenominal) men have great strengths and weaknesses such as raw strength and courage while Gilgamesh has his beauty he likewise is hated by his populate since he would sleep with their wives. Odysseus has his cleverness and eloquence that would help him in tricky situations but he was also a good liar which he employ in humansy situations.In these epic poems, the main characters had someone with them during their adventures and journeys. In the Epic of Gilgamesh, Gilgamesh had Enkidu, a wild-man who was created by the Aruru, the goddess of creation. Enkidu was more of a wild be ast than man but Gilgamesh sent a prostitute to spend time with him to turn him into a man and to stop living with the animals. They dont become true friends until they combat one another which helps Gilgamesh change for the better. Enkidu disliked the way Gilgamesh would treat women and after a wedding party when he tried to sleep with the new bride Enkidu would stop him. They would fight but Enkidu would lose the battle and instead of taking his life Gilgamesh would spare it and learn from this experience his faults, through this he would become a better man (Mastin, 2009b). In the Odyssey, Odysseus would have his shipmates as his friends who accompanied him on his journey. These men would go on with Odysseus from adventure to adventure during some there would always be get to and he would have to save them over and over but they would also die off. They would slowly die off from dangerous adventures or even be turned in to pigs from a witch. Needless to say, by the time Odysseu s would finally reach his home he would be the last to survive from all his crew. They also had some difference between both of them especially when it came to their journey. Gilgamesh adventure with the Humbaba was one that could have been avoided and should have. This adventure was solely Gilgamesh decision to go and kill the beast with no other reason but to have his name live on in history. Even his friend Enkidu tries to stop him and change his mind since its no value for mortals. This is done for fame and also to show the people that the gods who forbid it could be defied by a mortal. While Odysseus goes on his adventure by chance when he is trying to get home. Many things even Gods play a role in his adventures who try and stop him on his way and forcing him to endure another adventure save trying to survive to see his family again.The Mesopotamians believed in many Gods and was very important to them in their daily life. Even with Gilgamesh he asked guidance and help from the Gods to seek praise for what he hopes to do. The Gods would make beast that would be good or evil but would be worshiped by the people. An example of this would be Humbaba the guardian of the cedar timbre that Gilgamesh kills in the end which would punish him in the end. With Odysseus in the Greek purification they to believe in many Gods but didnt rely on them as a good deal to interfere. He would be tested and pushed further and further away from his family but he would overcome the obstacles placed in front of him showing his strengths, intelligence and even his weaknesses. This was in most Greek culture which everyman would aspire to do. It never told of him asking for help from the Gods but showed how man would overcome and prevail.Even in today culture and ideals this is seen throughout the world. There are so many people in the world who rely on a higher power to ask for advice and study they are being tested in their own adventures. There are many heroes and role m odels people have who they look up to and try and want to try and have the same type of traits as they do. Strength and intelligence are not the only thing that makes a good man or women its all the other qualities that will help them overcome adversity and continue on their journey.ReferencesAtsma, A. J. (2000-2017). HOMER, ODYSSEY 9. Retrieved from http//www.theoi.com/Text/HomerOdyssey9.htmlHomer. (1997). The Odyssey (R. Fagles, Trans.). Wilder Publications.Karas, M., Megas, C. (1997-2017). Odysseus. Retrieved February 20, 2017, from http//www.greekmythology.com/Myths/Heroes/Odysseus/odysseus.htmlThe Epic of Gilgamesh (M. G. Kovacs, Trans.). (1998). Retrieved from http//www.ancienttexts.org/library/mesopotamian/gilgamesh/tab3.htmLearning about antiquated Mesopotamian Religion and Culture. (n.d.). Retrieved February 20, 2017, from http//www.smspromotions.org/mesopotamian-religion.htmlMark, J. J. (2009, September 2). Mesopotamia. Retrieved from http//www.ancient.eu/Mesopotamia/Mas tin, L. (2009a). The Odyssey Homer Ancient Greece Classical Literature. Retrieved from http//www.ancient-literature.com/greece_homer_odyssey.htmlMastin, L. (2009b). Epic of Gilgamesh Other Ancient Civilizations Classical Literature. Retrieved from http//www.ancient-literature.com/other_gilgamesh.htmlSandars, N. K. (Trans.). (1972). The Epic of Gilgamesh. NY Penguin Books.